Health insurance

What is health insurance?

Health insurance also referred to as medical insurance, is a financial tool that enables you to cover the cost of treatment for injuries, illnesses, etc. Some plans provide the most minimal coverage, like in-patient hospitalisation, while other policies may offer more detailed coverage, for example, death benefits, preventive healthcare & more.

 we offer Platinum Health Insurance Plans with sum insured ranging from Rs 25 lakhs to an “Unlimited” amount – we give an ultimate one-stop solution for all your medical insurance needs! With Platinum Health plans by your side, there’s no need to buy multiple policies.

Enhance your current sum insured by opting for our super top-up plans that provide several amazing benefits like no waiting period, coverage from day one, and many built-in add-ons. Super top-up plans offer all the benefits and coverage of a health plan, with an additional sum insured amount, for that extra cushioning during medical emergencies.

Why is medical insurance important for you and your family?

Unlike motor insurance, buying health insurance is not mandatory. No one will issue a challan or impose a penalty on your name if you don’t have a medical insurance policy. However, getting a health plan is no longer a choice these days but a necessity.

Considering the rising healthcare costs of quality healthcare facilities, we can’t stop emphasising the importance of holistic health plans. Medical insurance is essential for those who wish to avail the following.

  1. Protection against rising medical costs (Inflation): The development of medical technology has made it possible to treat diseases that were once incurable. But because the treatment is so expensive, it is practically impossible to pay out-of-pocket. In this situation, buying health insurance is the perfect solution to the rising medical costs and inflation.

  2. Quality medical facilities: You might have to compromise on the quality of healthcare without insurance. But if you do have health insurance, it will be easier to avail treatment in a good quality medical facility without thinking twice about the costs. The quality of treatment and timely availability can help with the patient’s faster recovery thanks to coverages like pre and post-hospitalisation.

 

 
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